Ramadan, Home Based Cake Industry Emerges

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SOLO– Arrival of Ramadan is not wasted some people to carry out seasonal business. One is a cottage industry cake proliferation. Utilizing the home kitchen, turnover of up to tens of millions of dollars could be obtained.

Endang Paryanti is one that utilizes baking hobby into an extra source of income. Since before the fast, he got busy with the flour and butter in the house which is located in Jalan Sapodilla III No. 6 Karangasem. He expertly made cakes nastar, Kastengel and snow princess. Currently, without hiring employees he can still fulfill the orders kept coming. One day, he alone could produce 20 jars of cookies.
“It will start the third week, there may be an additional two employees to help make the cake. If alone, fear can not serve demand more and more,” he said.
Endang, was three years in a row to make each cake using a label Aura Lebaran Cookies. Every Eid, he can accept orders up to 500 jars. Assorted pastries are sold for Rp 35,000 for each of the jar. He believes, orders will continue to come to close to Lebaran. Because this year he’s doing more extensive promotion.
“In the past only by word of mouth promotion. Now I use facebook and blackberry messenger. Besides in Solo, the buyer also come from Jakarta, Semarang, Yogyakarta and Jepara,” he said.
The same is done Rahayu. Together with his brother, he used to market the Idul Fitri various pastries. On an average day, more sisters make snacks for the kids, such as donuts vegetable or vegetable noodles.
Unfortunately, he was not able to accept orders in large quantities due to limited production capacity.
“Cake made our family at home in Kartasura. Was looking for an additional year hard labor. Mostly people prefer seasonal work in printing rather than making the cake,” he said.
To date, he has received 200 orders a variety of pastries. Starting from nastar, Kastengel, corn cookies, cheese and sago. The cakes are sold at varying prices, from Rp 35,000 to Rp 55,000 per jar.

Home Industry Traditional Sweets Maker

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Traditional sweets are made from natural ingredients appear to be increasingly eroded by a flood of candy-flavored modern candy, including candy imported from various countries. One of the traditional candy maker entrepreneurial surviving is Mr. Irwan (46 years old) with his wife, Sartini (40 years). Mr Irwan with his wife to be smart to look for solutions and innovations for the business they have done all these years, can remain on the level of business competition is increasingly high, especially the products are packed modern. One of the tactics that he did was to package sweets with lottery products. So, in a few candy wrappers which he tucked a small paper containing a number of prizes, like a toy car, pencil, small dolls, plastic cups, toys and gifts other children. With so many children, including teenagers who are interested in buying Mr Irwan production of traditional sweets that taste and smell pretty bad. Homemade candies Mr Irwan 100% made ​​from traditional. Confectionery products include: candied ginger, candied papaya, candied fruit and candied Blimbing of orange peel. In the production process, he was still using simple tools. The following briefly described one way of making the sweets, the candied ginger.

Manufacturers Profits Rise 20 Percent Beer

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PT Multi Bintang Indonesia posted a 20.07 percent rise in net profit or Rp 690.35 billion in the first semester of 2013. The increase in profit was seconded beer sales in the domestic market.
In a disclosure, Tuesday, July 30, 2013, local sales Multi Bintang Rp 2.08 trillion or 99 percent of the value of the company’s total sales. Beer sales revenue accounted for 88.8 percent or Rp 1.54 trillion. The rest is supported by the sale of non-beer beverages.
According to the President Director of PT Multi Bintang Indonesia, Chin Kean Huat, there are two major customers that a sales increase of more than 10 percent. Both are Indonesia’s PT Gitaswara sales accounted for 14 percent and PT Bintang Bali Indah by 11.8 percent.
For gross profit, Multi Star posted an increase of 26.8 percent or Rp 1.34 trillion. Multi Bintang business profit reached Rp 926 billion, up 22 percent from the same period in 2012.
Multi Bintang Indonesia is a subsidiary of Asia Pacific Breweries Limited (APB), one of the major players in the international beer industry. Through the mill in Sampang Agung, Mojokerto, East Java, and Tangerang, Banten, Multi Bintang producing famous drinks, such as Bir Bintang, Heineken, Guinness, Bintang Zero, and Green Sands.

Sugar Production Down

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DIRECTOR PG Rajawali II, Purnomo Dwi Putranto, said the uptake of sugar cane and sugar production in May until mid-July 2013 has decreased compared to last year.
“Progress harvest until July 15, 75 percent over the same period last year,” said Dwi told the Tribune at the Office PG Rajawali II, Jalan Wahidin, Cirebon City, Thursday (18/7). PG Rajawali II oversees five sugar factories, namely Sindanglaut PG, PG Karangsuwung, New Tersana PG, PG Jatitujuh, and PG Subang.
Based on data as of July 15, 2013, five sugar mills that absorb 400,000 tons from 1,600,000 tons of cane targets.
He said he sees the same conditions this year with the situation in 2010, a bad harvest sugarcane and sugar mills losers. Poor sugar harvest because of rain fell until the end of the milling season. Kala wedding ceremony cane in New Tersana PG, PG Tersana New Dwi declared losses of up to Rp 30 billion in 2010 milling season.
“The hope is not as bad as 2010. Hopefully August light again,” said Dwi.

Home Finance of America – Now Offering Lowest Mortgage Payments

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Home Finance of America,

one of the nation’s leading online mortgage banks, is proud to announce that they are offering a mortgage rate of 3.125% (APR 3.295%) for a mortgage fully amortizing in 30 years. The interest rate on this special loan program is fixed at 3.125% (APR 3.295%) for the first 5 years after settlement and is known throughout the mortgage industry as a 5/1 ARM. A 5/1 ARM fully amortizes in 30 years so like traditional a 30 year fixed rate mortgage so the resulting monthly payment is low. A 5/1 ARM has an initial fixed interest rate for the first 5 and may adjust once each year for the remaining 25 years of the loan. The initial fixed interest rates for adjustable rate mortgages are significantly lower than those offered for 30 year fixed rate mortgages.

While Home Finance of America is currently offers the mortgage industry’s lowest 30 year fixed rate mortgage at 4.125% (APR 4.293%) a financially savvy borrower will in most cases find the 5/1 ARM is a better product. On a $200,000 5/1 ARM at Home Finance of America’s current rate of 3.125% (APR 3.295%) a borrower would save $112.55 each month in a 5/1 ARM as comp

Businessman sells Pastries

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Semarang – If the table already ordered a full meal, in one corner of the living room there is usually a bunch of cookies. To celebrate the big family gathering, it’s not enough without cookies. A variety of light snacks is liked by almost everyone that makes pastries rapidly increasing demand. Especially before the Lebaran festivities.
Yes, business pastry parcel of land which is now being increasingly sold well. Seems to be an annual tradition, pastries businesses can reach tens-fold advantage ahead of the Eid. Virgin baking industry Cake & Bakery in Semarang for example, since the beginning of the month of fasting already stimulate the production of pastries. A total of 40 types of pastries have been produced as nastar, Kastengel, silkworms, snow princess, cheese ball, almond tuile, macaroni and much more.
In his new outlets Unggaran Jalan Diponegoro, approximately 30 employees are busy processing a variety of pastries. Rear kitchen room filled with hundreds of cookie dough immature. There is a mix batter, anoint him with egg to cook it in the oven. While in the front room of hundreds of outlets seem jars ready to be marketed. Cakes are sold in packs of jars. The jar contains the starting quarter to half kilogram. Pegged price from Rp 25 thousand to Rp 50 thousand.
” As usual today we produce pastries not this much. To meet the high demand for every willing Lebaran, we produce pastries as much as possible,” said owner Virgin Cake & Bakery, Suteja yesterday.
Suteja said, selling pastries during Eid is never quiet. Until now hundreds of jars have been sold. Expected increase in sales will occur in the H-7 to H-1 Lebaran. Though, he said, prices rose pastries by 10% compared to last year but still higher interest pastries. ” Rising fuel prices forced us to raise prices as raw material prices have gone up all the cake,” he said.
Not only applies to businesses that are already doing business on a daily basis, but also for businesses that are seasonal. Ciwie Vitello of Deloricate Cake & Bakery for example, he works daily

Slightly turnover, Profit Drops 54% In fact XL

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PT XL Axiata Tbk (EXCL) correction suffers 54% profit in the first half of 2013 to Rp 670 billion from Rp 1.46 trillion. The company’s revenue edged up 1%.

XL recorded net income of Rp 10.3 trillion in the first half of this year, from Rp 10.2 trillion in the previous position. The rise in revenue driven by increased data service revenues by 13%.

“Our performance this quarter marks our success to turn things around after a decline in the previous two quarters,” said President Director of XL Hasnul Suhaimi, in a press release on Thursday (01/08/2013).

Until the end of the first half of 2013, the XL has spent Rp 4 trillion for infrastructure investment in the data. A combination of internal funds and debt.

XL has signed a new loan agreement in U.S. dollars with Standard Chartered Bank in May 2013 for U.S. $ 50 million. Meanwhile, during the first half of this 2013 also, the amount of debt XL increased to Rp 17.1 trillion from Rp 12.7 trillion in the previous year.

“XL will remain focused on data services given the growing use of data rapidly increasing contribution to company revenues. During the first six months of this year, data revenue accounted for 22% of total revenue, compared to 19% last year, “he added.